Citi Secured Mastercard
No-fee secured card from Citibank.
Last checked on September 1, 2026. We may earn a commission when you click through.
Solid secured card from a major issuer. No annual fee and a clear path to graduating to an unsecured Citi card.
Card details
No-fee secured card from Citibank.
Honest Take: Major bank backing without the fees. Good stepping stone.
Pros
- ✓ No annual fee
- ✓ Citi brand/network
- ✓ Path to unsecured card
Cons
- ✗ Higher APR
- ✗ No rewards
- ✗ Requires $200+ deposit
Best For: People wanting to build credit within the Citi ecosystem
You'll be redirected to citi.com
You might also like
Related Articles
Discover it® Student Cash Back: Smart Choice or Not?
Discover it® Student Cash Back offers a 5% reward on rotating categories with no annual fee. But is it the best student card for you?
Capital One SavorOne Student: Cash Back and No Fees
Earn 3% cash back on dining and grocery stores with no annual fee. But watch out for the high APR if you're not paying in full.
Target Circle™ Card: Is 5% Off Worth It?
The Target Circle™ Card promises a quick 5% discount at checkout, but is it the best deal for your wallet? Let's break down the numbers and see if it's really worth your time.
Is the Apple Card the Best No-Fee Card of 2026?
The Apple Card offers no fees and impressive integration with your iPhone. But is it enough to make it your go-to card?