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Credit Cards May 14, 2026

The Truth About Credit Cards: Debunking Common Myths

Think you know how credit cards work? These common myths might surprise you. Learn what's fact and what's fiction to make smarter financial decisions.

Coles Rewards Mastercard

Mastercard

Rewards: 2%·APR: 20.74%

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Citi Rewards Card

Mastercard

Fee: A$149·Rewards: 2%·APR: 22.49%

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NAB StraightUp Card

Visa

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HSBC Star Alliance Credit Card

Visa

Fee: A$499·Rewards: 1%·APR: 19.99%

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ANZ Rewards Black Credit Card

Visa

Fee: A$375·Rewards: 2%·APR: 20.99%

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American Express Explorer Credit Card

Amex

Fee: A$395·Rewards: 2%·APR: 23.99%

See full review →

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The Truth About Credit Cards: Debunking Common Myths

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Coles Rewards Mastercard

Citi Rewards Card

NAB StraightUp Card

HSBC Star Alliance Credit Card

ANZ Rewards Black Credit Card

American Express Explorer Credit Card